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Discover reviews on "travel best" based on Reddit discussions and experiences.

Last updated: September 5, 2024 at 07:31 PM
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Best Travel Cards Summary

No Annual Fee Options

  • Wells Fargo Autograph Visa
    • 3% cash back on travel, dining, gas, transit, restaurants, cell phone protection, and rental insurance.
  • VentureOne
    • Offers 20,000 Bonus Miles.
  • Chase Freedom
    • 1.5% cash back, widely accepted, no annual or foreign transaction fees.

Cards with Annual Fees

  • Chase Sapphire Preferred (CSP)
    • Suitable for occasional domestic flights, 2X points on travel and dining.
  • Chase Sapphire Reserve (CSR)
    • Offers $300 annual travel credit, Priority Pass, 3X on travel and dining.
  • Capitol One Venture X
    • $395 annual fee, $300 travel credit, high sign-up bonus, 2X points on all purchases.
  • US Bank Altitude Reserve
    • Offers 3X back on mobile wallet and travel, 1.5 cents per point for travel, 8 Priority Pass lounge visits.
  • American Express Platinum
    • Various benefits but high annual fee, 5X on flights, Centurion Lounge access.
  • [Various hotel and airline cards]
    • Good for specific loyalty to a brand, may offer annual free nights, priority boarding, and other perks.

Important Considerations

  • Annual fees are common for premium travel cards with valuable perks.
  • Downgrading to a no AF card after reaping the benefits for a year is an option.
  • Research transfer partners, earning rates, additional perks, and consider personal travel habits.
  • Be mindful of opportunity costs and ensure the benefits outweigh the costs for each card.

Additional Insights

  • Some cards may offer lower-tier benefits for free travel, but premium cards usually provide higher rewards and perks.
  • Different cards cater to specific spending patterns, loyalty to airlines/hotels, and travel preferences.
  • Choosing a travel card can depend on individual circumstances including travel frequency, preferences, and financial goals.
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