Summary of Reddit Comments on Query "Trade Republic interest without investing"

Trade Republic

• Users report Trade Republic processes transactions quickly: "In 1-2 days you have the money."
• Trade Republic uses CitiBank and recently upgraded to a full banking license: "Recently applied for a full banking licence to upgrade from a neo broker status."
• Users share positive experiences with Trade Republic for savings: "Using them since 3 months to park my savings... quite happy so far, no issues."
• A user provides a referral code for Trade Republic with benefits like 8% interest in January and free stocks after making investments: "If you decide to open an account, you can use my referral code."

Pros of Trade Republic

• Fast transaction processing
• Uses CitiBank and recently upgraded to a full banking license
• Positive user experience for savings accounts
• Offers benefits like high interest rates and free stocks with referrals

Cons of Trade Republic

• Some users might be hesitant due to being a relatively new neo broker
• Limited information on how Trade Republic handles customer funds if bank is not able to continue business

By examining user feedback, it seems that Trade Republic offers a convenient and efficient platform for savings with attractive benefits such as high interest rates, free stocks, and quick transaction processing. If users are comfortable with the platform being a newer neo broker and the limited details on how funds are handled in certain situations, Trade Republic could be a suitable option for those looking to maximize their savings.