**Reddit Comments Summary: "sepa fraude" **

Scam Warning and Sympathies

• Degewo, a state-owned landlord in Berlin, may be involved in the scam as the landlord listed. It is advised to contact Degewo regarding the issue.
• The scammer likely took advantage of the victim being a foreigner. One comment: "Degewo would never ask for money before moving in, and payment should typically be one-third of the full Kaution after moving in."
• Recommends taking legal action: "Get a lawyer, and inform the scammer that charges have been pressed against them. Success with legal action is probable, and the scammer would cover costs."

Handling Scams

• Proposed tactic to test legitimacy: Mislead the scammer by stating you are in-town and can visit the property anytime.
• Advice on pre-payment: Never pay anything before moving in, and avoid scams by verifying the accommodation physically.

Bank & Legal Handling

• Getting money back involves pursuing legal avenues and adding pressure on the scammer's bank to cooperate. Filing complaints with the German banking regulator, BaFin, is recommended. BaFin can act against banks that fail to address fraud cases adequately.
• Banks typically can't refund money without the receiving party's consent. Some suggest involving banks in gaining recourse.

Emotional Support

• Sympathy for the victim: Many express understanding and empathy for being in such a situation.
• Personal experiences shared: Others share stories and advise caution in similar scenarios.
• Legal and Administrative Challenges: Exploring legal options, bank policies, and police collaboration in such cases is discussed.

General Tips

• Caution on international money transfers: Caution is advised when sending funds prior to physical verification of property rentals to avoid scams.

In conclusion, the Reddit comments show sympathy for the victim's situation, offer legal and tactical advice to address the scam, and highlight the importance of caution and verification when dealing with financial transactions involving properties.