Summary of Reddit Comments on "Scotiabank"

Scotiabank Experience:

Online Banking Experience: Users express frustration with Scotiabank's new online user interface, which they find confusing and worse than the previous version.
Account Freezing Incident: A user shares a negative experience where Scotiabank froze their account over a small arrears amount despite having a significant balance, causing issues with bounced cheques.
Customer Service: Mixed opinions on Scotiabank's customer service, with some users praising their experiences and others criticizing the bank's handling of accounts and mortgages.

Alternative Banking Options:

Tangerine: Preferred by some users for its early payday feature and no-fee banking.
Simplii Financial: Users appreciate the no-fee banking and online service offered by Simplii, which they find better than traditional banks.
Credit Unions: Some users suggest Credit Unions as better alternatives to traditional banks due to better customer service and lower fees.
Wealthsimple Cash: Users praise the high-interest rates and services offered by Wealthsimple Cash for banking and investing.

Credit Cards:

Amex Cobalt Card: Considered overpowered with its benefits and rewards, especially for gift card purchases for extra points.
Scotiabank Gold American Express: Users caution against gift card purchases affecting the 6% reward rate at grocery stores.

Mortgage and Banking Rates:

Mortgage Renewal: Users share varying experiences with Scotiabank during mortgage renewals, with some finding the process painful and seeking better rates elsewhere.
Banking Rates: Users discuss different interest rates offered by Scotiabank and recommend exploring other options through brokers for better deals.

Movie Experience at Scotiabank Theatre:

Ticket Lines: Users mention long lines for movie screenings at Scotiabank, suggesting arriving closer to showtime to avoid excessive waiting.
Dress Code: Casual attire is common for moviegoers at Scotiabank, with comfort being prioritized over formal dress.
Refreshments: Regular movie theater snacks are available at Scotiabank Theatre for purchase during screenings.

Overall, Reddit comments offer a mix of positive and negative experiences with Scotiabank's services, highlighting alternatives and recommendations for banking, credit cards, mortgages, and movie experiences.