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TurboTax and HR Block's Free Versions

• TurboTax and HR Block offer free editions on their websites, but these differ from what you get through the IRS Free File portal.
• Pros:
  • Easy to access.
  • Credit Karma user mentions, "I think it took me all of 10 mins to finish taxes this year."
• Cons:
  • Some users find these services pushy about paid options.

Credit Karma

• Credit Karma provides a free tax service that users find quick and easy.
• Pros:
  • Free and straightforward.
  • Quick to use.
• Cons:
  • Limited for those with complex tax situations.

TaxAct

• TaxAct is mentioned, but details comparing to other options are not provided.

FreeTaxUSA

• FreeTaxUSA offers free tax services, is easy to navigate, and has transparent charges for state filling.
• Pros:
  • Simple to use.
  • Charges are clear.
• Cons:
  • Must pay for state filling.

Deluxe Version of TurboTax

• The Deluxe version of TurboTax purchased from Amazon offers more features for a lower price compared to the cloud version, including federal e-files and state taxes.
• Pros:
  • Affordability and additional features.
• Cons:
  • State e-files are not free.

Analysis and Conclusion

• Users suggest trying different software to find the best fit for individual needs.
• Additionally, they recommend trying state-specific free file options for more savings.
• Some users suggest manual tax filling at least once for better understanding.
• Avoid using services known for lobbying against tax simplification.

In Conclusion

Based on the comments, Credit Karma stands out for its simplicity and quick tax filing process, while FreeTaxUSA is praised for transparent charges. Users also mention avoiding services like TurboTax and HR Block due to lobbying efforts. Lastly, manual tax filling and exploring state-specific free file options are recommended for cost-effective tax filing.