Best Credit Cards in India

SBI Cashback

• Good for online purchases
• Provides 5% cashback
• Pros: Good for fuel spends, high rewards rate
• Cons: Limited to specific fuel pumps

Amazon Pay ICICI

• Offers flat 1% cashback on all spends, 2% on Amazon, and 5% for Prime members
• Cashback credited to Amazon Pay balance
• Pros: No cap on cashback, versatile rewards
• Cons: Limited to Amazon and specific categories

HDFC Infinia

• Great for smartbuy rewards and luxury travel benefits
• Strong basic reward rate of 3.3% on all spends
• Pros: Unlimited lounge access, multiple redemption options
• Cons: High income requirement, invite-only

ICICI Platinum

• A close runner-up is HDFC Moneyback
• Pros: Provides decent rewards, good for various spending categories
• Cons: Limited benefits compared to premium cards

Axis Magnus

• Great for flight miles and increased reward edge
• Pros: High rewards potential, good for frequent flyers
• Cons: Increasing milestone requirements

RBL Indian Oil Xtra

• Best for fuel spends with a high reward rate
• Offers 7.5% fuel points
• Pros: Top choice for fuel rewards
• Cons: Limited to fuel purchases